Sunday, April 24, 2011

Get free term life insurance now

Life insurance is a proven source of financial security for loved ones after your death. For $250,000 worth of coverage, term life insurance can require as little as a few hundred dollars per year in premium payments, something several families can afford. But if you are looking for an even better price, try MassMutual Financial Group of Massachusetts. MassMutual is offering an enormous discount: free of charge term life insurance of $50,000. Article source – Free term life insurance is available now by MoneyBlogNewz.

Free of charge term life insurance available to some

Since rates are considerably lower whenever you are young and healthy, most life insurance experts suggest you purchase it then. If a person has dependents, life insurance is almost always a good idea.

Term life insurance will pay, for a fixed rate, for life insurance coverage for a limited time period. Without extra coverage, the coverage expires at the end of a term. If the insured dies during this time, the benefits are paid. The beneficiary gets them.

Get life insurance for free with MassMutual LifeBridge

In the event that a policyholder dies, MassMutual Financial Group can give $50,000 in free of charge term life insurance for children’s education. Bankrate.com says that it is not a truck; MassMutual isn’t lying. The money is there for anyone that meets the MassMutual LifeBridge program qualifications for free of charge term life insurance.

This $50,000 isn’t accessible right away. A 10-year trust gets it. During the life insurance term, the policyholder can die while the children will be taken care of. Whether it is college, trade school, pre-school or private school, the child will get the money for tuition, fees, books and room and board. After the policyholder’s death, the children have either 10 years or until age 35 to use the trust money, whichever is later.

The guidelines to follow

There are needs for the MassMutual LifeBridge life insurance program. They’re as follows:

  • Be at least 19 but not older than 42
  • Be the parent or legal guardian of one or more dependent children younger than 18
  • Be a permanent legal resident of the U.S.
  • Be employed full or part time and have a family income between $10,000 and $40,000
  • Be the only parent or guardian in your household to apply
  • Be in good health in the view of MassMutual underwriters
  • Have not been diagnosed with heart disease, cancer, HIV or Type 1 diabetes
  • Have not abused drugs or alcohol at any time within the past 10 years
  • Are not currently on probation

Before free of charge life insurance approval is allowed, a blood and urine test is needed. The policy becomes ineffective if there is suicide within two years of the date. The MassMutual Financial Group site can give more information.

Information from

Bankrate

bankrate.com/financing/insurance/free-term-life-from-massmutual/

MassMutual Financial Group

massmutual.com/

MassMutual LifeBridge Brochure

massmutual.com/mmfg/pdf/lifebridge_eligibility.pdf

MassMutual LifeBridge FAQ

massmutual.com/mmfg/pdf/LifeBridge_FAQ.pdf

Wikipedia

en.wikipedia.org/wiki/Term_life_insurance

MassMutual LifeBridge program testimonial

youtube.com/watch?v=-cB40ili9og



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